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    Kortni Cozzens

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    Is the U.S. Dollar on the Brink of Collapse?

    While currency collapses have occurred worldwide, the possibility of a collapse affecting the United States and its currency, the U.S. dollar, is highly improbable....

    Third Bank Fail Since March And Its Effect on the Banking Industry

    On May 1st, First Republic Bank became the second-largest bank to fail in US history and was sold to JPMorgan Chase. This marks the...

    Biden’s New Rule May Hike Mortgage Fees for High Credit Homebuyers

    The Biden administration plans to raise the monthly mortgage fees of homebuyers with good credit scores to encourage homeownership for low-income and first-time buyers...

    Here’s how the recent bank collapses could affect you

    The recent news about bank collapses and emergency rescues may seem distant and alarming to many people. However, it's important to understand the potential...

    Mortgage Applications Rise Despite Higher Interest Rates: What You Need to Know

    After dropping to a 28-year low the previous week, mortgage demand recovered slightly, even though interest rates marched higher. We'll be referencing this article from...

    Home Sales are Bottoming Out. Housing Market Hits Lockdown Low.

    Existing-home sales fell for the twelfth straight month in January, with year-over-year sales falling 37%, the biggest decline since 2010, according to a report...

    Demand for New Mortgages Jumps 28% in One Week

    Despite fears that home sales will keep sinking in 2023, mortgage applications rose sharply last week. We’ll be referencing this article from Yahoo! Finance. Mortgage applications...

    Coffee Isn’t Making It Hard to Reach Your Financial Goals, But These Mistakes Are

    The "latte factor" is a well-known concept in personal finance. Essentially, the argument is that you end up wasting so much on little things -- like...

    Home Prices Are Falling and Consumer Confidence in Housing Finally Rises

    Mortgage rates are still twice what they were a year ago, but home prices have been falling since June, and that’s finally making consumers...

    New Year’s Financial Resolution: Building An Emergency Savings

    When it comes to financial resolutions for 2023, there’s one goal at the top of many people’s lists: building an emergency fund. We'll be...

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