Behind The Shine 10/13/23

    Get ready for the latest updates on loan rates that will empower you to make informed decisions in the dynamic world of real estate financing.

    No matter if you’re a homeowner, a first-time buyer, or a savvy real estate investor, staying up-to-date with current loan rates is essential. In this week’s update, we turn our focus to rates specifically tailored for primary residences in California, featuring a 20% down payment, $500,000 purchase price, a 30-year fixed term, LPC. The DSCR rate is tailored for an investment in California, featuring a 20% down payment, a 30-year-fixed-term, BPC. Are you ready to dive into the details? Let’s explore the rates for conventional, FHA, VA, and DSCR Investment loans, providing you with the insights you need to navigate the financing landscape effectively.

    Conventional: 8.125%

    FHA: 7.250%

    VA: 7.250%

    DSCR Investment: 8.625%

    If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. Visit our website here to explore our loan options and find the right financing solution for your real estate goals and email us at to speak to one of our loan officers.

    To build wealth, it’s crucial to understand what you’re measuring. I break it down into three key aspects:

    Net Worth: This is your assets minus liabilities. A fundamental way to gauge wealth.

    Cashflow: The income you generate vs. what you spend each month. Vital for financial health.

    Quality of Life: Wealth is more than numbers. It’s about enjoying life and doing what you love.

    n our world of real estate, we’re privileged to be passionate about what we do. We find immense satisfaction in educating and engaging with you all, helping you navigate the complexities of the real estate landscape. We believe that wealth isn’t just about numbers on a balance sheet; it’s about the joy and fulfillment we experience in our everyday lives. This is the essence of true wealth – living a life filled with purpose and doing what we love.

    Feared by their enemies and respected by all who faced them, the Spartans were an elite fighting force known for the protection of their comrades, fearless dedication to their goals, and commitment to excellence.

    The Spartan League is a community of elite individuals interested in real estate investing and finance.

    Designed to create strategy, share knowledge, and build unbreakable camaraderie, it’s a call to arms for those ready to conquer their market, control their destructive impulses, and dominate the industry.

    Join us now, and become part of a brotherhood of champions, just like the warriors of ancient Sparta.

    If you’re ready to take your real estate investing and finance game to the next level, sign up now and receive the tools of financial warfare to take your place amongst the financial elite.

    Check out this clip from one of our recent Spartan League calls where we brought in Northern Utah market specialist Mark Hansen, to talk to our members about the market and give information about what it’s like to invest there.

    In the world of real estate, metrics matter. But let’s talk about the metrics that truly count.

    I always emphasize two key numbers: “How much equity do you have in your portfolio, and how much cashflow are you making?” These, my friends, are the real indicators of success.

    Would you rather manage 75 properties generating modest income, or own one strategic property that’s incredibly profitable?

    Don’t be misled by flashy headlines. Instead, focus on what truly matters in real estate: building a portfolio that’s not just impressive on paper but also sustainable and aligned with your long-term goals.

    It’s almost October 17th, which means your time is running out to receive these bonuses when you pre-order my new book, “Pillars of Wealth: How to Make, Save, & Invest Your Way to Financial Freedom.”

    🎁 FREE 4-part series of LIVE coaching calls directly with me 

    🎁 FREE Wealth Cake Recipe

    🎁 FREE Worksheet: Building Your Pillars of Wealth

    🎁 PLUS, 1 pre-order will win a 1:1 coaching call with me to be recorded and aired on the Real Estate Podcast!

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