Behind The Shine 10/20/23

    Get ready for the latest updates on loan rates that will empower you to make informed decisions in the dynamic world of real estate financing.

    No matter if you’re a homeowner, a first-time buyer, or a savvy real estate investor, staying up-to-date with current loan rates is essential. In this week’s update, we turn our focus to rates specifically tailored for primary residences in California, featuring a 20% down payment, $500,000 purchase price, a 30-year fixed term, LPC. The DSCR rate is tailored for an investment in California, featuring a 20% down payment, a 30-year-fixed-term, BPC. Are you ready to dive into the details? Let’s explore the rates for conventional, FHA, VA, and DSCR Investment loans, providing you with the insights you need to navigate the financing landscape effectively.

    Conventional: 8.625%

    FHA: 7.875%

    VA: 7.875%

    DSCR Investment: 9.000%

    If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. Visit our website here to explore our loan options and find the right financing solution for your real estate goals and email us at to speak to one of our loan officers.

    Many people gravitate toward specific asset classes or investment types because they believe it’s the “best” route to take. They might think, “This is the least effort for the most profit.”

    However, is this always the wisest choice? Instead of asking what’s “the best,” consider this: What are you the best at? Where can you truly excel? Where do you find your passion?

    Becoming the best in your chosen area, one that aligns with your skills and interests, might just be the key to your ultimate success and financial fulfillment. It’s not about what’s best; it’s about where you can shine the brightest.

    So, take a moment to reflect on your unique strengths and passions. They could lead you to a path of unparalleled success.

    Feared by their adversaries, revered by those they confronted, the Spartans stood as an elite force. Known for their unwavering commitment to safeguarding their comrades, an unquenchable determination to achieve their objectives, and a relentless pursuit of excellence.

    Introducing the Spartan League, an exclusive community of exceptional individuals passionate about real estate investing and finance.

    Crafted to strategize, share profound insights, and forge indomitable bonds, it serves as a rallying cry for those poised to conquer their market, master their impulses, and assert dominance within the industry.

    Enlist with us today and be part of a fellowship of champions, akin to the valorous warriors of ancient Sparta.

    If you’re primed to elevate your real estate investment and financial prowess, enroll now to access the tools of financial strategy and secure your position among the financial elite.

    Check out this clip from our most recent mastermind call where we had on Dana Bull to talk about her investing journey and her niche in investing in older homes.

    Let’s delve into a straightforward yet powerful approach for achieving your objectives and building wealth – the LAPS system.

    L – Leads: Picture leads as your avenues to wealth-building opportunities. These are the openings aligned with your financial objectives. For instance, in the realm of real estate investing, a lead might be a homeowner looking to sell their property. While you may not be certain about that specific house, you recognize the wealth-building potential it holds.

    A – Analysis: At this stage, you’re scrutinizing these leads to understand if they hold the key to wealth. It’s where you evaluate whether a given property aligns with your wealth-building goals. Is it a wise pursuit on your path to financial freedom?

    P – Pursue: Once you’ve assessed and determined that a lead aligns with your wealth-building criteria, it’s time to take action. Actively pursue the opportunities that meet your standards and promise to contribute to your financial growth.

    S – Success: Now, here’s the exciting part – success in wealth-building. This isn’t an additional step; it’s the outcome of your efforts. By consistently identifying leads, analyzing them meticulously, and actively pursuing those that meet your wealth-building criteria, success in building financial freedom naturally follows.

    The beauty of the LAPS system lies in its simplicity. Keep your focus on leads, analysis, and pursuit, and you’ll find yourself on a clear path to wealth-building success.

    I’m thrilled to announce that my latest book, “Pillars of Wealth: How to Make, Save, and Invest Your Way to Financial Freedom,” has officially hit the shelves! This book is the culmination of my years of experience in real estate, finance, and wealth-building, and I can’t wait to share it with you.

    In “Pillars of Wealth,” you’ll discover:

    Proven Strategies: Learn the time-tested strategies to make, save, and invest money wisely, no matter where you are in your financial journey.

    Real-Life Stories: Gain insights from real-life stories of successful individuals who have achieved financial freedom.

    Actionable Advice: Get practical tips and guidance that you can implement right away to start building your wealth.

    Whether you’re just starting or well into your wealth-building journey, this book has something for you. I’ve poured my heart and soul into this project, and I believe it can make a significant impact on your financial future. Be sure to leave a review!

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