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    Behind The Shine 1/12/24

    Get ready for the latest updates on loan rates that will empower you to make informed decisions in the dynamic world of real estate financing.

    No matter if you’re a homeowner, a first-time buyer, or a savvy real estate investor, staying up-to-date with current loan rates is essential. In this week’s update, we turn our focus to rates specifically tailored for primary residences in California, featuring a 20% down payment, $500,000 purchase price, a 30-year fixed term, LPC. The DSCR rate is tailored for an investment in California, featuring a 20% down payment, a 30-year-fixed-term, BPC. Are you ready to dive into the details? Let’s explore the rates for conventional, FHA, VA, and DSCR Investment loans, providing you with the insights you need to navigate the financing landscape effectively.

    Conventional: 7.125%

    FHA: 6.125%

    VA: 6.125% 

    DSCR Investment:  7.875%

    If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. Visit our website here to explore our loan options and find the right financing solution for your real estate goals and email us at intake@theonebrokerage.com to speak to one of our loan officers.

    Over the past decade, FOMO has hit an all-time high, with the constant allure of others’ success dominating the market. It’s easy to feel the pressure to jump into unfamiliar territory fueled by marketing hype.

    In “The Richest Man in Babylon” and my book “Pillars of Wealth,” I emphasize a fundamental principle: “Don’t invest in something you don’t understand.” Whether you’re a seasoned house flipper or not, standing on familiar ground is key.

    Embrace the power to say “no” to the wrong deal in pursuit of the right one. Recognize that the right deal is subjective and aligned with your unique goals. True wealth is built on informed decisions, not impulsive actions.

    Take a step back, evaluate, and confidently say “no” to what doesn’t align with your understanding and goals. The right deal is worth the patient pursuit.

    Join me on January 17th at 6:00 PM ET for an invaluable webinar tailored specifically for real estate agents, where we’ll delve into the strategies crucial for thriving in the real estate landscape of 2024. 

    From navigating market fluctuations to positioning yourself for success, we’ll explore the key insights and tactics that can make all the difference in your career. Whether you’re a seasoned pro or just starting, this session is designed to empower you with the knowledge and tools needed to not just survive but thrive in the evolving real estate market. 

    Don’t miss out on the insights that can elevate your business in the year ahead! 

    In my real estate investing journey, I’ve noticed a trend.

    Premium locations with limited supply see higher appreciation and rent growth. So, I shifted my focus. Instead of chasing immediate cash flow, I strategically invested in rare properties, envisioning tax-free wealth for my retirement.

    Think of it as planting a seed for a future harvest. This approach, like a game of chess, requires foresight. As cash flow became scarcer, adapting and thinking long-term became essential.

    In the complex realm of real estate, strategic, forward-thinking investments stand the test of time.

    Feared by rivals, revered by peers — the Spartans epitomized elite strength, unwavering commitment, and a relentless pursuit of excellence. Welcome to the Spartan League, an exclusive community for real estate and finance enthusiasts.

    Join forces with exceptional individuals, strategize, share profound insights, and build indomitable bonds. This league is your rallying cry to conquer markets, master impulses, and assert dominance. Enlist today to be part of a fellowship akin to the valorous warriors of ancient Sparta.

    If you’re ready to elevate your financial prowess, enroll now for tools of financial strategy and secure your spot among the financial elite.

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