Behind The Shine 8/11/23

    Get ready for the latest updates on loan rates that will empower you to make informed decisions in the dynamic world of real estate financing.

    No matter if you’re a homeowner, a first-time buyer, or a savvy real estate investor, staying up-to-date with current loan rates is essential. In this week’s update, we turn our focus to rates specifically tailored for primary residences in California, featuring a 20% down payment, $500,000 purchase price, a 30-year fixed term, LPC. The DSCR rate is tailored for an investment in California, featuring a 20% down payment, a 30-year-fixed-term, BPC. Are you ready to dive into the details? Let’s explore the rates for conventional, FHA, VA, and DSCR Investment loans, providing you with the insights you need to navigate the financing landscape effectively.

    Conventional:  7.625%

    FHA: 6.990%

    VA: 6.990%

    DSCR Investment: 8.125%

    If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. Visit our website here to explore our loan options and find the right financing solution for your real estate goals and email us at to speak to one of our loan officers.

    Real estate being cheaper somewhere else does not necessarily mean better somewhere else. There’s a reason that real estate is expensive in certain areas, and that’s because you’re getting growth. 

    So I want you to look at the way that real estate makes money. It really makes money in 10 different ways, but there’s two main sources, which is cashflow and equity. Usually, a market that is stronger in cashflow will be weaker in equity and vice versa. 

    That doesn’t mean it’s a cashflow market or an equity market, although most of the time it would lean in one direction or the other. That means there is a spectrum, and on one end of the spectrum you’ll have equity. The other end, you’ll have cashflow. And you got to figure out where you’re comfortable fitting in there.

    Don’t forget to set a reminder in your phone that I’ll be on YouTube live tonight at 5 PM PST with Kyle. We’ll be talking about FedNow – the instant payment service developed by the fed.

    Come join and ask us questions!

    Within this thriving community, you’ll be greeted by a tribe of like-minded individuals, all driven by a shared mission: attaining financial freedom through the expansive world of real estate. Prepare for an immersive journey that transcends the ordinary, providing unmatched access to transformative tools, expert guidance, and unwavering support from fellow pioneers.

    Whether you’re an experienced pro seeking higher summits or an eager seeker craving wisdom, your distinct path awaits within the Spartan League. Immerse yourself in personalized coaching, custom strategies, and priceless insider knowledge that will reshape your real estate approach.

    Dive into the unyielding spirit of the Spartan ethos, form bonds with fellow achievers, and embark on an evolutionary expedition into unexplored realms of success. With the Spartan League, we conquer new horizons and redefine the boundaries of real estate excellence.

    Check out this clip from one of our mastermind calls where I helped members of Spartan League with advice and suggestions.

    It’s not about grabbing a piece of someone else’s pie, but rather, asking about their recipe for success. 

    Dive into their journey, learn how they accomplished their feats, and watch your connection grow stronger. By showing genuine interest, you could open doors to their world and uncover hidden avenues to your own achievements. 

    Remember, the right questions can lead to invaluable insights. 

    I’m thrilled to announce that my new book, “Pillars of Wealth: How to Make, Save, and Invest Your Way to Financial Freedom,” is hitting the shelves on October 17, 2023. To celebrate this exciting milestone, Bigger Pockets is hosting an incredible giveaway where you have a chance to win a bundle of my books, including “Pillars of Wealth”!

    If you’re eager to unlock the secrets to financial freedom and learn how to make the most of your money, this giveaway is the perfect opportunity to get your hands on valuable insights and strategies.

    To enter and stand a chance to win, simply click this link.

    Exciting News! I was featured in Go Banking Rates discussing the evolving landscape of real estate investing. Check out the article here.

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