Behind The Shine 9/1/23

    Get ready for the latest updates on loan rates that will empower you to make informed decisions in the dynamic world of real estate financing.

    No matter if you’re a homeowner, a first-time buyer, or a savvy real estate investor, staying up-to-date with current loan rates is essential. In this week’s update, we turn our focus to rates specifically tailored for primary residences in California, featuring a 20% down payment, $500,000 purchase price, a 30-year fixed term, LPC. The DSCR rate is tailored for an investment in California, featuring a 20% down payment, a 30-year-fixed-term, BPC. Are you ready to dive into the details? Let’s explore the rates for conventional, FHA, VA, and DSCR Investment loans, providing you with the insights you need to navigate the financing landscape effectively.

    Conventional: 7.625%

    FHA:  6.990%

    VA:  6.990%

    DSCR Investment: 8.125%

    If you’re in the market for a loan and need assistance, our team at The One Brokerage is here to help. Visit our website here to explore our loan options and find the right financing solution for your real estate goals and email us at to speak to one of our loan officers.

    When it comes to your real estate investments, timing is key. Ask yourself the fundamental question: Should I sell or hold? 

    While selling a property can bring immediate returns, it’s crucial to ensure you have a steady influx of new opportunities in your pipeline. The danger lies in selling without a plan, leaving you with capital but nowhere to reinvest it. Whether it’s a strategic hold for long-term cash flow or a profitable flip, maintaining a consistent deal flow is essential. 

    By aligning your strategy with a steady stream of new prospects, you’ll continue to build wealth and unlock new avenues of success.

    Don’t forget to set a reminder in your phone that I’ll be on YouTube live tonight at 5 PM PST with Kyle. We’ll be talking about the US Credit Card Crisis.

    Come join and ask us questions!

    Step into a thriving haven where kindred spirits unite, fueled by a common mission: attaining financial liberation through the dynamic realm of real estate. Brace yourself for an immersive journey beyond the ordinary. Dive into an unparalleled realm offering transformative tools, expert mentorship, and unwavering camaraderie from fellow trailblazers.

    Whether you’re a seasoned pro conquering new summits or a wisdom-hungry seeker, your unique path thrives within the Spartan League. Immerse yourself in bespoke coaching, tailor-made strategies, and invaluable insider insights that will revolutionize your approach to real estate.

    Embrace the unbreakable spirit of the Spartan, connect with fellow high-achievers, and embark on an evolutionary expedition into uncharted realms of triumph. With the Spartan League, we pioneer new frontiers and redefine the boundaries of real estate excellence.

    Check out this exclusive clip from out Spartan League call this week where we talked about how the fear of failure and analysis paralysis can keep us from reaching our goals.

    Looking to take your business to the next level? 

    It might be time to explore the world of Customer Relationship Management (CRM) systems. The concept is simple yet transformative: organize and systematize your customer interactions for a more professional approach. Instead of juggling information in your mind or on spreadsheets, consider adopting a CRM. 

    Make the shift from amateur to pro in the real estate industry by effectively managing your clients and prospects. Your path to success begins with smart organization.

    My upcoming book, “Pillars of Wealth: How to Make, Save, and Invest Your Way to Financial Freedom,” is set to hit the shelves on October 17, 2023. To mark this milestone, I’m thrilled to share that Bigger Pockets is hosting an incredible giveaway. You could win a bundle of my books, including the much-anticipated “Pillars of Wealth”!

    If you’re ready to dive into the secrets of financial freedom and discover how to maximize your money, this giveaway is your golden ticket to gain invaluable insights and game-changing strategies.

    Don’t miss out on this opportunity! To enter and seize your chance to win, click here.

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